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Published 12 Oct 2026, 15:25 BST

Official UK procurement notice

Insurance and Risk Related Services to Ardenglen Housing Association Limited

Authority: Ardenglen Housing Association Ltd (Housing)

Two-stage8 lotsServicesCompetitive procedure with negotiation
Published estimate£616,000total for 8 lots
Submission deadline 12 Nov 202617:00 GMT · 14 days left
Candidates invited to tender up to 4published shortlist size

What is being bought8 lots · detail below

Published requirement description

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for property, legal liabilities and other general insurances as required by Ardenglen Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Ardenglen Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

  • Two-stage procedure: up to 4 candidates will be invited to tender around 20 Nov 2026.

CPV: Contractor's all-risk insurance services · Damage or loss insurance services · Financial and insurance services · Financial loss insurance services · Fire insurance services · Insurance services · Liability insurance services · Pecuniary loss insurance services · Property insurance services

Lots and requirements (8)Procurement structure

8 lots · no lot values published · same evaluation weights on every lot
Lot #1Insurance and risk related services associated with Property, legal liability and other general (non-life) insurable risks as required by Ardenglen Housing Association LimitedRenewal
Delivery: Scotland
Extensions: Ardenglen Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed

Who is likely to bid for this lot ↓

Lot #2Insurance and risk related services associated with Cyber Liability as required by Ardenglen Housing Association LimitedRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for cyber liability as required by Ardenglen Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Ardenglen Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: Ardenglen Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed

Who is likely to bid for this lot ↓

Lot #3Insurance and risk related services associated with Terrorism (Pool Re) as required by Ardenglen Housing Association LimitedRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for terrorism (pool re) as required by Ardenglen Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Ardenglen Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: Ardenglen Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed

Who is likely to bid for this lot ↓

Lot #4Insurance and risk related services associated with Terrorism (Non-Pool Re) as required by Ardenglen Housing Association LimitedRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for terrorism (non-pool re) as required by Ardenglen Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Ardenglen Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: Ardenglen Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed

Who is likely to bid for this lot ↓

Lot #5Insurance and risk related services associated with Directors' and Officers' as required by Ardenglen Housing Association LimitedRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for directors' and officers' insurance as required by Ardenglen Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Ardenglen Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: Ardenglen Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed

Who is likely to bid for this lot ↓

Lot #6Insurance and risk related services associated with Professional Indemnity as required by Ardenglen Housing Association Limited Lot NoRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for professional indemnity insurance as required by Ardenglen Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Ardenglen Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: Ardenglen Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed

Who is likely to bid for this lot ↓

Lot #7Insurance and risk related services associated with Crime/Fidelity as required by Ardenglen Housing Association LimitedRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for crime/fidelity insurances as required by Ardenglen Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Ardenglen Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: Ardenglen Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed

Who is likely to bid for this lot ↓

Lot #8Insurance and risk related services associated with Alternative Risk Financing as required by Ardenglen Housing Association LimitedRenewal

The scope of the Contract includes the provision of insurance cover, brokerage services (where applicable), professional advice, claims management and loss control services for alternative risk financing as required by Ardenglen Housing Association Limited for a period of three years commencing 01.04.2027, with the option to extend by up to a further two years at Ardenglen Housing Association Limited’s sole discretion. Bids are invited from suitably qualified and experienced insurance brokers and direct insurers. The Contract will follow the Competitive Flexible Procedure with bidders being selected on the basis of the responses contained in the pre qualifying SPD. Bidders will be expected have the capability, capacity, financial and economic standing and experience to perform the contract. SPDs must be completed in full with all relevant information supplied. The Contract will be awarded on the basis of Most Economically Advantageous Tender, with specific evaluation criteria detailed within the Invitation To Tender and contract documents.

Delivery: Scotland
Extensions: Ardenglen Housing Association Limited will consider entering into Long term agreements with the bidder and/or the risk carriers proposed by the bidder, for 3 years (or 3 periods of insurance), with the option to extend the award period by up to 2 further years (or 2 periods of insurance), subject to satisfactory service, performance and cost.Second stage: up to 4 candidates invited to tenderVariant bids: not allowed

Who is likely to bid for this lot ↓

What it takes to win
i

How this buyer will score bids.

The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Evaluation split and conditions of participation as published; the tender pack may add more
How bids are scored · same split on all 8 lots
Quality: 50%Price: 50%
Published award criteria (2)
  • Quality: 50
  • Price: 50
Conditions of participation1
  • Suitability

    Please see SPD.

What this means for your bid
  • Price carries 50 of 100 points: a 10% discount moves about 5 points. This one is won on the number: sharpen the price before polishing the prose.

Price arithmetic assumes straight proportional scoring; the tender pack may use another formula.

Competition analysis · published record, not a forecast of who will bid

How Ardenglen Housing Association Ltd buys Insurance services (CPV 6651), and who usually turns up

Ardenglen Housing Association Ltd has little published record in this market. Frameworks and DPS are left out: they draw different bid counts. Whole-market view: Insurance services (CPV 6651) →

1

How the contest usually goes

Winner shares use published awards; bid and price charts use contested lots.

Question for the bid
This buyerArdenglen Housing Association Ltd · this authority
What to do with it
How often do SMEs win?
i

How often small and medium firms win.

Share of awards where the winner’s size is known.

The counts under this question show how many awards have a known supplier size.

Last 36 months.

Buyer: no supplier sizes published · market: CPV 6651 · Scotland, n=115
—1%

Across this market, small firms won 1% of awards with a known supplier size.

How often do local suppliers win?
i

How often local firms win similar work.

Winners with a registered address in the delivery region, out of awards with a known address.

Local means the winner is registered in the region where that award was delivered. The market figure counts awards delivered in Scotland.

A local branch does not count if the registered address is elsewhere.

Last 36 months.

Buyer: no winner locations published · market: CPV 6651 · Scotland, n=70
—69%

Across this market, 69% of winners were registered in the delivery region.

How long to a decision?
i

How long buyers here take to decide after bids close.

Middle value in days from the bid deadline to the award date, on competitions that published both.

Only decided tenders count, so slow ones still waiting are not in.

Last 36 months.

Buyer: no decision dates published · market: CPV 6651 · UK-wide, n=99
—64 days

Half of these awards have an award date within 64 days of the bid deadline.

How often single-bid or direct?
i

How often work is awarded with no recorded rival.

Direct awards and tenders where every published lot count shows one bid.

The market share is a minimum: some awards have no bid count.

Thin markets produce this too; it is not proof of a tailored specification.

Last 36 months.

Buyer: no awards on record · market: CPV 6651 · Scotland, n=49
—24%

Across this market, at least 24% of awarded procurements had no recorded rival.

How many bids did past lots attract?

i

How many bids past lots received.

Each colour is a bid-count range. Only competed lots with a published count are included.

Past bids do not predict this tender.

Last 36 months.

This buyerNo bid counts published
The market101 lots with bid counts · CPV 6651 · Scotland
7% had one bid
Market · select a colour for counts
1 bid7%
Market: 7 of 101 lots with published bid counts.
2–364%
Market: 65 of 101 lots with published bid counts.
4–629%
Market: 29 of 101 lots with published bid counts.
7+0%
Market: 0 of 101 lots with published bid counts.

How did awards compare with estimates?

i

Where winning prices landed against estimates.

Each colour shows awards below, close to or above the published estimate, one lot at a time.

Past prices are a guide, not a bid price.

Last 36 months.

This buyerNo estimate-and-award pairs published
The market13 lots with estimate and award · CPV 6651 · Scotland
54% below estimate
Market · select a colour for counts
Below estimate54%
Market: 7 of 13 lots with an estimate and award.
Within ±2%15%
Market: 2 of 13 lots with an estimate and award.
Above estimate31%
Market: 4 of 13 lots with an estimate and award.
2

Assess each lot
i

What past awards tell you about each lot.

See the forecast, this buyer’s earlier suppliers and firms with relevant wins.

No supplier is confirmed as a bidder.

Open a lot for its forecast, this buyer’s previous supplier and possible competitors, from published award history, not a bid list

Lot #1Insurance and risk related services associated with Property, legal liability and other general (non-life) insurable risks as required by Ardenglen Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

A forecast, not a list of bidders.

3expected bids4% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid4%
Chance this lot gets 1 bid: 4%. This is a forecast.
2–372%
Chance this lot gets 2–3: 72%. This is a forecast.
4–624%
Chance this lot gets 4–6: 24%. This is a forecast.
7+1%
Chance this lot gets 7+: 1%. This is a forecast.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
5 wins in Scotland1 panel places
£76m118 awards in 36m · last this month55 live · £96m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=34
8 wins in Scotland3 panel places
£56m127 awards in 36m · last 1 month ago60 live · £45m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=45
1 win in Scotland10 panel places
£48m33 awards in 36m · last 1 month ago10 live · £45m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

at estimate n=15
6 wins in Scotland40 panel places
£19m64 awards in 36m · last this month28 live · £27m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

4% below n=28
1 win in Scotland
£2.3m25 awards in 36m · last 1 month ago20 live · £1.9m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

36% above n=1
Lot #2Insurance and risk related services associated with Cyber Liability as required by Ardenglen Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

A forecast, not a list of bidders.

3expected bids4% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid4%
Chance this lot gets 1 bid: 4%. This is a forecast.
2–370%
Chance this lot gets 2–3: 70%. This is a forecast.
4–626%
Chance this lot gets 4–6: 26%. This is a forecast.
7+1%
Chance this lot gets 7+: 1%. This is a forecast.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
5 wins in Scotland1 panel places
£76m118 awards in 36m · last this month55 live · £96m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=34
8 wins in Scotland3 panel places
£56m127 awards in 36m · last 1 month ago60 live · £45m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=45
6 wins in Scotland40 panel places
£19m64 awards in 36m · last this month28 live · £27m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

4% below n=28
1 win in Scotland
£2.3m25 awards in 36m · last 1 month ago20 live · £1.9m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

36% above n=1
ZurichLarge
11 wins in Scotland
£19m21 awards in 36m · last 7 months ago1 live · £12m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

22% below n=2
Lot #3Insurance and risk related services associated with Terrorism (Pool Re) as required by Ardenglen Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

A forecast, not a list of bidders.

3expected bids5% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid5%
Chance this lot gets 1 bid: 5%. This is a forecast.
2–380%
Chance this lot gets 2–3: 80%. This is a forecast.
4–615%
Chance this lot gets 4–6: 15%. This is a forecast.
7+0%
Chance this lot gets 7+: 0%. This is a forecast.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
5 wins in Scotland1 panel places
£76m118 awards in 36m · last this month55 live · £96m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=34
8 wins in Scotland3 panel places
£56m127 awards in 36m · last 1 month ago60 live · £45m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=45
6 wins in Scotland40 panel places
£19m64 awards in 36m · last this month28 live · £27m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

4% below n=28
1 win in Scotland
£2.3m25 awards in 36m · last 1 month ago20 live · £1.9m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

36% above n=1
ZurichLarge
11 wins in Scotland
£19m21 awards in 36m · last 7 months ago1 live · £12m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

22% below n=2
Lot #4Insurance and risk related services associated with Terrorism (Non-Pool Re) as required by Ardenglen Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

A forecast, not a list of bidders.

3expected bids5% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid5%
Chance this lot gets 1 bid: 5%. This is a forecast.
2–379%
Chance this lot gets 2–3: 79%. This is a forecast.
4–616%
Chance this lot gets 4–6: 16%. This is a forecast.
7+0%
Chance this lot gets 7+: 0%. This is a forecast.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
5 wins in Scotland1 panel places
£76m118 awards in 36m · last this month55 live · £96m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=34
8 wins in Scotland3 panel places
£56m127 awards in 36m · last 1 month ago60 live · £45m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=45
6 wins in Scotland40 panel places
£19m64 awards in 36m · last this month28 live · £27m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

4% below n=28
1 win in Scotland
£2.3m25 awards in 36m · last 1 month ago20 live · £1.9m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

36% above n=1
ZurichLarge
11 wins in Scotland
£19m21 awards in 36m · last 7 months ago1 live · £12m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

22% below n=2
Lot #5Insurance and risk related services associated with Directors' and Officers' as required by Ardenglen Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

A forecast, not a list of bidders.

3expected bids4% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid4%
Chance this lot gets 1 bid: 4%. This is a forecast.
2–370%
Chance this lot gets 2–3: 70%. This is a forecast.
4–626%
Chance this lot gets 4–6: 26%. This is a forecast.
7+1%
Chance this lot gets 7+: 1%. This is a forecast.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
5 wins in Scotland1 panel places
£76m118 awards in 36m · last this month55 live · £96m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=34
8 wins in Scotland3 panel places
£56m127 awards in 36m · last 1 month ago60 live · £45m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=45
6 wins in Scotland40 panel places
£19m64 awards in 36m · last this month28 live · £27m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

4% below n=28
1 win in Scotland
£2.3m25 awards in 36m · last 1 month ago20 live · £1.9m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

36% above n=1
ZurichLarge
11 wins in Scotland
£19m21 awards in 36m · last 7 months ago1 live · £12m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

22% below n=2
Lot #6Insurance and risk related services associated with Professional Indemnity as required by Ardenglen Housing Association Limited Lot NoCPV 665135 monthsEstimate not published
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

A forecast, not a list of bidders.

3expected bids4% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid4%
Chance this lot gets 1 bid: 4%. This is a forecast.
2–370%
Chance this lot gets 2–3: 70%. This is a forecast.
4–626%
Chance this lot gets 4–6: 26%. This is a forecast.
7+1%
Chance this lot gets 7+: 1%. This is a forecast.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
5 wins in Scotland1 panel places
£76m118 awards in 36m · last this month55 live · £96m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=34
8 wins in Scotland3 panel places
£56m127 awards in 36m · last 1 month ago60 live · £45m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=45
6 wins in Scotland40 panel places
£19m64 awards in 36m · last this month28 live · £27m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

4% below n=28
1 win in Scotland
£2.3m25 awards in 36m · last 1 month ago20 live · £1.9m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

36% above n=1
ZurichLarge
11 wins in Scotland
£19m21 awards in 36m · last 7 months ago1 live · £12m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

22% below n=2
Lot #7Insurance and risk related services associated with Crime/Fidelity as required by Ardenglen Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

A forecast, not a list of bidders.

3expected bids4% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid4%
Chance this lot gets 1 bid: 4%. This is a forecast.
2–369%
Chance this lot gets 2–3: 69%. This is a forecast.
4–626%
Chance this lot gets 4–6: 26%. This is a forecast.
7+1%
Chance this lot gets 7+: 1%. This is a forecast.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
5 wins in Scotland1 panel places
£76m118 awards in 36m · last this month55 live · £96m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=34
8 wins in Scotland3 panel places
£56m127 awards in 36m · last 1 month ago60 live · £45m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=45
6 wins in Scotland40 panel places
£19m64 awards in 36m · last this month28 live · £27m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

4% below n=28
1 win in Scotland
£2.3m25 awards in 36m · last 1 month ago20 live · £1.9m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

36% above n=1
ZurichLarge
11 wins in Scotland
£19m21 awards in 36m · last 7 months ago1 live · £12m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

22% below n=2
Lot #8Insurance and risk related services associated with Alternative Risk Financing as required by Ardenglen Housing Association LimitedCPV 665135 monthsEstimate not published
Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

A forecast, not a list of bidders.

3expected bids4% chance of a single bid
similar past contests in this category: 105
Forecast chances for this lot
1 bid4%
Chance this lot gets 1 bid: 4%. This is a forecast.
2–373%
Chance this lot gets 2–3: 73%. This is a forecast.
4–623%
Chance this lot gets 4–6: 23%. This is a forecast.
7+0%
Chance this lot gets 7+: 0%. This is a forecast.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

No comparable awards for this lot yet.

A statistical guide from past awards, not a price to bid.

—Estimate not published
The buyer published no estimate for this lot, so there is nothing to forecast against. A price prediction here would be a number about a number we do not have.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

No earlier contract of this buyer matches this lot on the published record.

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

Restricted route (Stage 2 ITT / Shortlist): Bidding is restricted to invited candidates who qualified at Stage 1. Uninvited suppliers cannot participate in this round.
SupplierWon in this categoryLive contractsAward vs estimate
5 wins in Scotland1 panel places
£76m118 awards in 36m · last this month55 live · £96m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=34
8 wins in Scotland3 panel places
£56m127 awards in 36m · last 1 month ago60 live · £45m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=45
6 wins in Scotland40 panel places
£19m64 awards in 36m · last this month28 live · £27m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

4% below n=28
1 win in Scotland
£2.3m25 awards in 36m · last 1 month ago20 live · £1.9m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

36% above n=1
ZurichLarge
11 wins in Scotland
£19m21 awards in 36m · last 7 months ago1 live · £12m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

22% below n=2
About this data
  • Source. Official UK public procurement notices (Find a Tender), reused under the Open Government Licence v3.0. New notices arrive through the day; the figures are rebuilt nightly.
  • Two views, kept apart. The authority’s own track record and the wider market for the same kind of work sit side by side and are never mixed. Where the local picture is too thin, a figure widens to a broader market and says which one it used.
  • Forecasts are labelled. The price forecast and its range, possible competitors and the earlier-work matches are our estimates from past awards: not published facts, not win chances and not price advice. Official notices do not say who is bidding.
  • Every figure shows what it rests on. Not every notice publishes a bid count, a value or a delivery region, so each figure carries the number of records behind it, and one built on few records is marked as such. The on a figure explains it; the counting rules are in the methodology. Spotted something wrong? Tell us.

Procedure terms & legal framework

From the official record · publisher note attached
Procedure method
Competitive procedure with negotiation
Legal basis
CELEX · 32014L0024 Public Contracts Regulations 2015 (Directive 2014/24/EU)
Procurement category
Services
Notice status
Requests to participate open
Procurement threshold
Unspecified in notice
Regulatory regime
Standard
Commercial structure
Stand-alone contract (no framework)
Competition type
Competitive procedure
GPA / WTO covered
Yes (GPA)
Recurring procurement
No (one-off requirement)
First published
12 Oct 2026, 15:25 BST
Last source update
12 Oct 2026, 15:25 BST
FTS notice number
2026/S 000-096178
Classification (CPV)
Contractor's all-risk insurance servicesDamage or loss insurance servicesFinancial and insurance servicesFinancial loss insurance servicesFire insurance servicesInsurance servicesLiability insurance servicesPecuniary loss insurance servicesProperty insurance services
Delivery area
Scotland (UKM82)
Official registry OCID
ocds-h6vhtk-0785cf Find a Tender

Publisher note: NOTE: To register your interest in this notice and obtain any additional information please visit the Public Contracts Scotland Web Site at https://www.publiccontractsscotland.gov.uk/Search/Search_Switch.aspx?ID=845300. The buyer has indicated that it will accept electronic responses to this notice via the Postbox facility. A user guide is available at https://www.publiccontractsscotland.gov.uk/sitehelp/help_guides.aspx. Suppliers are advised to allow adequate time for uploading documents and to dispatch the electronic response well in advance of the closing time to avoid any last minute problems. (SC Ref:845300) Download the ESPD document here: https://www.publiccontractsscotland.gov.uk/ESPD/ESPD_Download.aspx?id=845300

How to participate & submission route

Official notice Submit via Public Contracts Scotland
Submission portal named on this notice: Public Contracts Scotland · Who buys & how to bid on PCS
Supplier login requiredLanguage: EN
Access & registration note: Free single registration for Scotland; PCS-Tender (Jaggaer) for full bidding
Requests to participate (first stage)
—
Tender submission deadline
12 Nov 2026, 17:00 GMT
Clarification deadline
—
Submission channel
{"electronicSubmission"}
Accepted languages
en
Participation fee
document
Shortlist
up to 4 candidates invited to tender
Detailed submission instructions & authority contactsFrom official release

Timeline

12 Oct 2026 → 31 Mar 2027 · 4 dates
  1. Notice published16 days ago
    12 Oct 2026, 15:25 BST
  2. Today
    29 Oct 2026
  3. Submission deadlinein 14 days
    12 Nov 2026, 17:00 GMT
  4. Invitations to tender expectedin 21 days
    20 Nov 2026
  5. Bids must remain valid untilin 153 days
    31 Mar 2027, 23:59 BST

Commercial outcome & contract awards

Nothing awarded yet
Awards (0)
No award published
Contracts (0)
No contract published
Bid statistics
No aggregate bid statistics published

Contracting authority & participating public bodies

Ardenglen Housing Association Ltd

Contracting authorityHousingBody governed by public lawHousing and community amenities 355 Tormusk Road, Castlemilk, GLASGOW, Scotland, G45 0HFContact email, phone Published organisation website ↗

Dispute resolution & review bodies

  • Glasgow Sheriff CourtReview body GlasgowContact phone

Official documents & specifications (2)

Official links; attachments are not copied

Tender pack and attachments

  • Economic and financial selection criteriatenderEconomic and financial selection criteria
  • Technical selection criteriatenderTechnical selection criteria