Find a TenderOpen for tender Tender notice
Published 8 Oct 2026, 10:33 BST

Official UK procurement notice

Technology Fund Horizon Scanning

Authority: FAIR4ALL FINANCE LIMITED (Public body)

ServicesBelow threshold - open competitionBelow threshold
Sectors: Research & Development (R&D) (73) Delivery: Delivery location not published
Published estimate£50,000£50,000 inc. VAT
Submission deadline 4 Nov 202614:00 GMT · 8 days left
Clarification cut-off 27 Oct 202614:00 GMT · questions to the authority
Contract term 4 moends 31 Mar 2027 · starts 14 Dec 2026

What is being bought

Published requirement description

The Government’s 2025 Financial Inclusion Strategy explicitly commits Fair4All Finance to testing innovative approaches to support financial inclusion in the UK. Aligned to these commitments, Fair4All Finance is developing a new, multi-year c£5 million Technology Fund (“the Fund”), expected to launch in early 2027.

The Fund is designed to accelerate the development and adoption of innovative technology enabled solutions that have the potential to transform outcomes for financially underserved and excluded consumers.

Fair4All Finance is seeking external support to help inform the design and prioritisation of the Technology Fund launching in 2027.

We are looking for evidence-based analysis of relevant technology trends, market gaps, and priority themes.

CPV: Research and development consultancy services · Research and development services and related consultancy services · Research consultancy services · Research services

The lotProcurement structure

single lot · value published
Lot #1 4 moPublished value£50,000

What it takes to win
i

How this buyer will score bids.

The evaluation criteria and weights exactly as published on the notice, grouped by family (price, quality, social value and so on).

Evaluation split and conditions of participation as published; the tender pack may add more
How bids are scored

Lot awarding rule: 80:20 Quality:Price Experience of similar work, financial inclusion, fintech and strategic investment advice.

No conditions of participation were published on the notice; check the tender documents.

What this means for your bid
  • Turnover usually expected at this size: about £100,000 (twice the annual value).

Turnover is an indicative market norm (≈2× annual value), not a published condition.

Competition analysis · published record, not a forecast of who will bid

How FAIR4ALL FINANCE LIMITED buys Research services (CPV 7311), and who usually turns up

FAIR4ALL FINANCE LIMITED’s published record next to the market for the same work. Frameworks and DPS are left out: they draw different bid counts. Whole-market view: Research services (CPV 7311) →

1

How the contest usually goes

Winner shares use published awards; bid and price charts use contested lots.

Question for the bid
This buyerFAIR4ALL FINANCE LIMITED · all categories
The marketResearch services (CPV 7311) · Greater London (authority’s region)
What to do with it
How often do SMEs win?
i

How often small and medium firms win.

Share of awards where the winner’s size is known.

The counts under this question show how many awards have a known supplier size.

Last 36 months.

Buyer: 12 of 19 known-size awards · market: CPV 7311 · Greater London (authority’s region), n=94
63%36%

Small firms have won here. Neither number says whether you qualify; it describes who has been winning.

How often do local suppliers win?
i

How often local firms win similar work.

Winners with a registered address in the delivery region, out of awards with a known address.

Local means the winner is registered in the region where that award was delivered. The market figure counts awards delivered in Greater London (authority’s region).

A local branch does not count if the registered address is elsewhere.

Last 36 months.

Buyer: 13 of 15 known-location awards · market: CPV 7311 · Greater London (authority’s region), n=47
87%36%

Most of this buyer’s recorded winners were registered in the region where that award was delivered.

How long to a decision?
i

How long buyers here take to decide after bids close.

Middle value in days from the bid deadline to the award date, on competitions that published both.

Only decided tenders count, so slow ones still waiting are not in.

Last 36 months.

Buyer: 9 decided notices · market: CPV 7311 · Greater London (authority’s region), n=10
36 days31 days

Half of these awards have an award date within 36 days of the bid deadline.

How often single-bid or direct?
i

How often work is awarded with no recorded rival.

Direct awards and tenders where every published lot count shows one bid.

Both shares are minimums: some awards have no bid count.

Thin markets produce this too; it is not proof of a tailored specification.

Last 36 months.

Buyer: at least 8 of 21 procurements with awards had no recorded rival · market: CPV 7311 · Greater London (authority’s region), n=120
38%56%

Direct awards or one recorded bid are common here. Check the route before spending time on a bid.

How many bids did past lots attract?

i

How many bids past lots received.

Each colour is a bid-count range. Only competed lots with a published count are included.

Past bids do not predict this tender.

Last 36 months.

This buyer9 lots with bid counts · all categories
0% had one bid
The market12 lots with bid counts · CPV 7311 · Greater London (authority’s region)
8% had one bid
Buyer / market · select a colour for counts
1 bid0% / 8%
Buyer: 0 of 9 lots with published bid counts. Market: 1 of 12 lots with published bid counts.
2–311% / 17%
Buyer: 1 of 9 lots with published bid counts. Market: 2 of 12 lots with published bid counts.
4–633% / 33%
Buyer: 3 of 9 lots with published bid counts. Market: 4 of 12 lots with published bid counts.
7+56% / 42%
Buyer: 5 of 9 lots with published bid counts. Market: 5 of 12 lots with published bid counts.

How did awards compare with estimates?

i

Where winning prices landed against estimates.

Each colour shows awards below, close to or above the published estimate, one lot at a time.

Past prices are a guide, not a bid price.

Last 36 months.

This buyerToo few to chart: 1 lot with estimate and award, 5 needed · broad CPV 73
The market16 lots with estimate and award · CPV 7311 · Greater London (authority’s region)
44% below estimate
Market · select a colour for counts
Below estimate44%
Market: 7 of 16 lots with an estimate and award.
Within ±2%50%
Market: 8 of 16 lots with an estimate and award.
Above estimate6%
Market: 1 of 16 lots with an estimate and award.
2

Assess each lot
i

What past awards tell you about each lot.

See the forecast, this buyer’s earlier suppliers and firms with relevant wins.

No supplier is confirmed as a bidder.

Open a lot for its forecast, this buyer’s previous supplier and possible competitors, from published award history, not a bid list

Lot #1CPV 734 monthsPublished estimate£50k

This lot lists more than one class in CPV 73. The comparison uses that group.

Expected competition
i

How many bids this lot may attract.

The forecast uses similar past competitions. The bar shows either that forecast or past bid counts; the line below says which.

Each lot shows its own forecast based on its own category; forecasts for different lots of the same notice are not comparative.

A forecast, not a list of bidders.

5expected bids5% chance of a single bid
similar past contests in this category: 98
Forecast chances for this lot
1 bid5%
Chance this lot gets 1 bid: 5%. This is a forecast.
2–310%
Chance this lot gets 2–3: 10%. This is a forecast.
4–613%
Chance this lot gets 4–6: 13%. This is a forecast.
7+72%
Chance this lot gets 7+: 72%. This is a forecast.
Commercial price forecast
i

Where the award price may land.

The forecast uses similar awards and the buyer’s estimate. The band covers the middle half of likely prices.

Based on 51 comparable awards. Each lot reflects its own category; forecasts for different lots of the same notice are not comparative.

A statistical guide from past awards, not a price to bid.

£48k3% below estimate
51 comparable awards
Forecast compared with the buyer’s estimate
Middle 50%£44k–£50k
Half of likely prices fall between £44,130 and £50,000.
Estimate£50k
The buyer published an estimate of £50,000 for this lot.
A 35% chance the award lands exactly on the estimate.

Who has supplied this buyer on similar work?
i

Who has done similar work for this buyer.

Past contracts are matched by buyer, title and type of work.

A past supplier may not bid again.

SupplierThis buyer’s earlier contractLotAward valueWhy listed
Public First LimitedWorked for this buyerIncome Protection Researchruns to Feb 2027—£125kSimilar wording and category

Who could compete for this lot?
i

Who could compete for this lot?

Firms with relevant past wins. On a framework, we show firms on that agreement.

None is confirmed as a bidder.

SupplierWon in this categoryLive contractsAward vs estimate
6 panel places
£298m19 awards in 36m · last this month2 live · £92m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

at estimate n=5
10 panel places
£45m61 awards in 36m · last this month14 live · £31m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

10% below n=16
8 panel places
£2.1m12 awards in 36m · last 2 months ago1 live · £167k
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

at estimate n=3
1 panel places
£2.0m9 awards in 36m · last 3 months ago3 live · £1.6m
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

at estimate n=6
4 panel places
£927k13 awards in 36m · last 5 months ago2 live · £103k
i

Public contracts this supplier still holds.

Its awards whose published end date is still in the future, with their values. Many contracts publish no end date, so this is a floor, not the whole book.

Unexpired says nothing about spare capacity.

3% below n=4
About this data
  • Source. Official UK public procurement notices (Find a Tender), reused under the Open Government Licence v3.0. New notices arrive through the day; the figures are rebuilt nightly.
  • Two views, kept apart. The authority’s own track record and the wider market for the same kind of work sit side by side and are never mixed. Where the local picture is too thin, a figure widens to a broader market and says which one it used.
  • Forecasts are labelled. The price forecast and its range, possible competitors and the earlier-work matches are our estimates from past awards: not published facts, not win chances and not price advice. Official notices do not say who is bidding.
  • Every figure shows what it rests on. Not every notice publishes a bid count, a value or a delivery region, so each figure carries the number of records behind it, and one built on few records is marked as such. The on a figure explains it; the counting rules are in the methodology. Spotted something wrong? Tell us.

Procedure terms & legal framework

From the official record
Procedure method
Below threshold - open competition
Legal basis
UKPGA · 2023/54 Procurement Act 2023
Procurement category
Services
Notice status
Open for tender
Procurement threshold
Below threshold
Regulatory regime
Standard
Commercial structure
Stand-alone contract (no framework)
Competition type
Competitive procedure
GPA / WTO covered
Unspecified in notice
Recurring procurement
Unspecified in notice
First published
8 Oct 2026, 10:33 BST
Last source update
8 Oct 2026, 10:33 BST
FTS notice number
2026/S 000-095059
Latest notice
Tender notice (UK4)
Classification (CPV)
Research and development consultancy servicesResearch and development services and related consultancy servicesResearch consultancy servicesResearch services
Delivery area
Not published
Official registry OCID
ocds-h6vhtk-07836e Find a Tender

How to participate & submission route

Official notice Submit via In-tend
Submission portal named on this notice: In-tend · Who buys & how to bid on In-tend
Supplier login requiredElectronic submission allowed
Access & registration note: Free · one account per buying organisation's portal · reCAPTCHA on signup
Requests to participate (first stage)
—
Tender submission deadline
4 Nov 2026, 14:00 GMT
Clarification deadline
27 Oct 2026, 14:00 GMT
Submission channel
Official e-sourcing portal
Electronic submission
Allowed
Detailed submission instructions & authority contactsFrom official release

All communications, including responses, must be via our In-tend Portal: supplier.in-tend.co.uk/fair4allfinance/home ↗

Published estimate £50,000 excludes VAT (£50,000 including VAT).

Timeline

8 Oct 2026 → 14 Dec 2026 · 4 dates
  1. Tender notice published18 days ago
    8 Oct 2026, 10:33 BST
  2. Today
    27 Oct 2026
  3. Clarification questions byin 9h
    27 Oct 2026, 14:00 GMT
  4. Submission deadlinein 8 days
    4 Nov 2026, 14:00 GMT
  5. Contract startsin 47 days
    14 Dec 2026

Notice history

1 event · 1 release on Find a Tender
  1. Tender notice published
    8 Oct 2026, 10:33 BST
    UK4

Commercial outcome & contract awards

Nothing awarded yet
Awards (0)
No award published
Contracts (0)
No contract published
Bid statistics
No aggregate bid statistics published

Contracting authority & participating public bodies

FAIR4ALL FINANCE LIMITED

Contracting authorityPublic undertaking GB-COH: 11810533 16-18 Middlesex Street, London, London, E1 7EXContact email

Official documents & specifications (1)

Official links; attachments are not copied

Notices published for this procedure

  • Tender notice tenderTender noticeUK4Tender notice on Find a Tender